Vivekananda Global University, Jaipur has awarded the Provisional Certificate for the Degree of Doctor of Philosophy (Ph.D.) to Mr. Umar Amin for his thesis titled "Digital Banking Service Quality and Customer Satisfaction: A Comparative Study of Select Public & Private Banks in J & K." The Ph.D. award is effective from 06 July 2026 after successfully completing all academic requirements under the supervision of Dr. Sarita Agarwal. Contact Details: Vivekananda Global University, Jaipur Candidate: Mr. Umar Amin Registration No.: VGU/2022/RES/SCH/COM/1805