RBI β Recover Your Forgotten Bank Money
Dec 07, 2025 β’ Sobiya Fatima β’ Legal Announcements / Legal Notices
π° RBI β Recover Your Forgotten Bank Money
This notice from the Reserve Bank of India explains how people can reclaim money lying in their old or inactive bank accounts. It highlights that funds in such accounts are safe and can be withdrawn anytime by the rightful owner or legal heir.
β Key Highlights
πΉ Inoperative Accounts: Not operated for 2 to 10 years.
πΉ Unclaimed Deposits: Accounts untouched for more than 10 years.
πΉ After 10 years, these funds are moved to the Depositor Education and Awareness (DEA) Fund but remain withdrawable.
π How to Claim Your Money (3 Simple Steps)
1. Visit any branch of your bank β even if itβs not the home branch.
2. Submit KYC documents such as Aadhaar, Voter ID, Passport, or Driving Licence.
3. After verification, the bank releases the amount with applicable interest.
π How to Check if You Have Unclaimed Money
Search through your bankβs official website.
Use RBIβs UDGAM platform: https://udgam.rbi.org.in (covers 30 banks currently).
π
Special Drives
RBI is conducting Unclaimed Assets Camps in all districts from October to December 2025.
π Contact Details
WhatsApp: 99990 41935
Email: rbitahakshtaahi@rbi.org.in
Info portal: https://rbi.org.in/rbitahakshtaahi
π Message: "RBI Kehta Hai β Stay informed, stay alert