The Office of the Recovery Officer I/II of the Debts Recovery Tribunal Delhi (DRT 2) is issuing an official judicial demand notice under recovery certificate reference RC/18/2026—in the litigation matter of Union Bank of India versus M/S Amit Kumar and Mrs. Bhawna Sharma—ordering the defaulting parties to settle an outstanding recovery balance sum of Rs. 19,02,194.00 plus accrued annual interest penalties of 10.7% or face immediate asset declaration mandates.