The Authorized Officer of Muthoot Housing Finance Company Limited has taken physical and symbolic possession of immovable properties in Ghaziabad and Meerut under Section 13(4) of the SARFAESI Act, following defaults on outstanding loans totaling ₹20,42,399.21 from Amit Kumar Bhardwaj and the legal heirs of Sanju Bhagmal; the public is cautioned against dealing with these assets, and contract inquiries can be directed to authorised.officer@muthoot.com or 022-62728517.