This document is a formal Demand Notice issued by Shivalik Small Finance Bank Ltd. under the SARFAESI Act, 2002.It names four individuals as borrowers or guarantors who have failed to repay their loan facilities.The total outstanding amount listed is Rs. 97,34,000/- (Ninety-Seven Lakh Thirty-Four Thousand Only) as of July 17, 2026.The notice threatens action to take possession of described commercial properties located in Dewas, Madhya Pradesh, and sell them to recover the debt