This document is a demand notice from the Indian Bank Hardevpuri Branch regarding a defaulted home loan.Borrowers: Varun Kumar and Indu Rani.Action: The bank is initiating action under the SARFAESI Act 2002 to recover outstanding dues of Rs. 1,35,380.55.Consequence: Failure to pay within 60 days may result in the bank taking possession of the mortgaged property.